Understand Your Money. Plan Your Future.
Put GCash, Maya, your bank accounts, cash and credit cards in one private ledger. See what you earn and spend, set budgets, get reminded before Meralco or rent is due, and watch your savings goals fill up.
Free during our launch. You type in your own accounts – we never ask for bank or e-wallet passwords.
| Date | Entry | Amount | Balance |
|---|---|---|---|
| Oct 1 | Opening balanceall accounts | — | 15,710.00 |
| Oct 15 | SalaryBDO payroll | +32,500.00 | 48,210.00 |
| Oct 16 | Meralcoelectricity bill | −2,480.10 | 45,729.90 |
| Oct 18 | GroceriesGCash · budget 72% used | −3,215.75 | 42,514.15 |
| Oct 20 | Emergency fundtransfer, not spending | −5,000.00 | 37,514.15 |
| Savings goal: Emergency fund | ₱25,000 of ₱60,000 | ||
Example entries for illustration – your ledger starts empty and holds only what you add.
Everything a household budget needs, in one place
Built for how money moves in the Philippines: e-wallets, payroll accounts, cash on hand, utility bills, savings goals and loans from family.
All your accounts
GCash, Maya, BDO, BPI, cash, savings, credit cards and loans – balances calculated from your own entries.
Income and spending
Record income, expenses and transfers in seconds. Transfers between your own accounts never count as spending.
Budgets that warn early
Monthly, weekly or custom budgets per category, with a heads-up at the percentage you choose.
Bills on time
Electricity, water, internet, rent and card due dates, with reminders and a calendar. Nothing is marked paid until you say so.
Savings goals
Emergency fund, tuition, travel or a new phone – see your pace and the monthly amount needed.
Debts and loans
Salary, SSS, Pag-IBIG or personal loans with payoff plans that separate interest from principal.
Net worth and reports
What you own minus what you owe, month by month. Export CSV, Excel or PDF reports.
Plain-language insights
Clear observations about your spending and saving, each with the numbers behind it.
Import and receipts
Bring in transactions from a CSV file and attach photos of receipts to any entry.
How it works
Three steps, about ten minutes to set up.
Add your accounts
Enter each wallet, bank account or card with its current balance. No linking, no passwords.
Record what comes in and goes out
Use the quick-add button after a purchase, set up recurring salary and rent, or import a CSV.
Plan ahead
Set budgets, add your bills and start a savings goal. The dashboard keeps everything current.
Example figures for illustration.
Private by design
Your financial records are personal. Here is exactly how they are protected – no badges, just what the system does.
No bank or e-wallet passwords
You enter your accounts yourself. We do not connect to banks, GCash or Maya, and never ask for their credentials.
Encrypted in transit and at rest
Connections use HTTPS. Your notes, receipts and uploaded documents are encrypted on the server with keys kept separate from the data.
Only you see your ledger
Every record belongs to your private workspace. Administrators manage accounts and plans, not your transactions.
Your data, your choice
Download everything as a ZIP at any time, or delete your account; it is erased after a short grace period.
Simple plans
Everything below the Free plan is free during our launch. Paid plans are not on sale yet – nothing is ever charged without you choosing a plan.
Free
Everything you need to track and plan your personal finances.
- 15 accounts
- 15 budgets and 40 bills
- 10 savings goals
- 100 MB for receipts
- CSV, Excel and PDF reports
- CSV import
Premium
Unlimited records, multi-currency and larger storage.
- Unlimited accounts
- Unlimited budgets and bills
- Unlimited savings goals
- 2 GB for receipts
- CSV, Excel and PDF reports
- CSV import
- Multi-currency accounts
Family
Premium for the whole household with shared bills and goals.
- Unlimited accounts
- Unlimited budgets and bills
- Unlimited savings goals
- 5 GB for receipts
- CSV, Excel and PDF reports
- CSV import
- Multi-currency accounts
- Household sharing (6 members)
Questions people ask
Does it connect to my bank, GCash or Maya?
No. You add accounts and transactions yourself (or import a CSV). That keeps your bank and e-wallet credentials entirely out of the picture.
Is it really free?
Yes. During the launch everyone gets the Free plan at no cost. If paid plans are introduced later, you choose whether to upgrade – the Free plan stays.
What happens to my data if I stop paying for a plan later?
Nothing is deleted. Limits only apply to adding new items; all existing records stay readable and exportable.
Can I use it on my phone?
Yes. It works in any modern mobile browser and can be added to your home screen like an app.
Who can see my transactions?
Only you, unless you choose to share specific bills or goals with a household. Administrators cannot browse your financial records.
Can I export or delete everything?
Yes. Settings → Privacy lets you download all your data as a ZIP file or delete your account.
Is this financial advice?
No. The app calculates from what you enter and explains its insights, but decisions are yours. For investment or legal questions, talk to a licensed professional.
Start your ledger today
It takes about ten minutes to add your accounts.